Trade Financing
Win the order. We fund the stock.
We fund a confirmed purchase order so you can buy, deliver and get paid.
- Buyer pays
- Domiciled account
- Your business
One charge per trade. No property collateral.
Trade Financing, step by step.
- 01
Bring a confirmed order
You receive a confirmed purchase order from a strong buyer or offtaker.
- 02
We fund the purchase
We verify the order and the buyer, agree terms for this trade, and fund the stock or inputs you need to fulfil it.
- 03
Deliver and settle
You deliver, your buyer pays into the domiciled account, and the financing is repaid from that single payment.
A distributor supplying an FMCG giant
The distributor wins a purchase order but lacks the cash to buy the stock. We fund the stock, the distributor delivers, and the financing is repaid from the buyer's payment within weeks.
- Distributors with confirmed orders from large buyers
- Suppliers to agro-processors and manufacturers
- Value-chain SMEs growing beyond their own cash
Secured by the trade itself, not your property.
Priced per trade, by negotiation.
A bank prices the facility. We price the trade, and the trade itself is the security.
How each trade is priced.
There is one charge per trade, agreed with you before funding, based on these factors.
Tenor of the trade
How long the money is out before the trade settles.
Speed of repayment
How quickly the buyer is expected to pay into the domiciled account.
Buyer or offtaker strength
The standing and payment record of the company paying for the goods.
Track record and security
Your history of completed trades and any additional security offered.
Derisking clarity
How clearly the documents and payment flow tie the trade to its repayment.
No fixed rates. All pricing is subject to negotiation and the derisking clarity of each transaction.
From application to first trade funding.
Onboard once, then fund trade after trade on the same rails.
- 01
Eligibility
A registered company with an established trading history, verified through CAC.
- 02
KYB
CAC documents, TIN, directors, shareholders and recent bank statements.
- 03
KYC
BVN or NIN and ID for directors and ultimate beneficial owners, plus AML screening.
- 04
Domiciliation
Open or domicile an account with our partner bank for all payments and repayments.
- 05
Trade review
We verify the invoice or purchase order and the buyer, and negotiate terms per trade.
- 06
Funding
Funds are released within days, and your buyer pays into the domiciled account.
No collateral needed. An irrevocable payment instruction on the domiciled account means your buyer's payment repays the trade automatically.
Ready to talk about trade financing?
Tell us about your buyers and your trade cycle, and we will walk you through onboarding and pricing.
XchangeBOX Capital Limited is licensed by the Securities and Exchange Commission (SEC), Nigeria, as a Crowdfunding Intermediation Platform. Investor funds are held with a licensed custodian or trustee. Returns are not guaranteed, and all financing and pricing are subject to credit approval, negotiation and the derisking clarity of each transaction.